The Odyssey

DISCLAIMER: I am NOT a certified financial adviser nor do I have qualifications in accounting. If you need professional help with your finances, consult with a certified professional in this regard. "A budget is telling your money where to go instead of wondering where it went." - Mapalo Makhu. About three years ago, Darren Poke published a short article entitled “What Can We Learn From Snails?” in his blog. He says that “Snails love lettuce. They may move slowly, but they always find a way to get to their destination. When you see them move, they do not seem to be making much progress, but they always seem to make it to the lettuce in your garden, chopping them away contently. They understand that the lettuce will not come to them, so every night, they venture out to get their meal. Slowly. Consistently. Every single night. We can learn something from these humble creatures. Know what you want. Take action, even if it seems small or slow. And turn up every day. Your goals wi...

DISCLAIMER: I am NOT a certified financial adviser nor do I have qualifications in accounting. If you need professional help with your finances, consult with a certified professional in this regard. Wealth is like a game of chess – a mind game. If you don’t know the rules, you will never win. The first step towards victory therefore, is to understand how the game works. This is called financial intelligence.   Wealth can be defined in many ways and it means different things to different people. Following Financial intelligence, the next step would be to define wealth in your own terms. Victory in the game of wealth requires mental toughness, which is characterized by courage to sacrifice, strong desire to win, and resilience to endure adversity. Mental toughness is formed by consistently thinking about wealth and different ways to grow it. The strategies you will adopt to create wealth will force you to think about your financial goals, which may help you achieve the financia...

  Wealth is defined as an abundance of valuable possessions (such as material things, assets, etc) and/or money. Wealth creation is about creating an abundance mind-set and its multiplication requires high moral standards. Robbing a bank or ripping people off through devious schemes is not the modus operandi of wealthy people. The Cardinal Virtues were founded and formulated by Plato, one of the Greek Stoic philosophers and they include Wisdom, Fortitude, Temperance, and Justice . Philosophy is described as way of thinking/living, whereas the word stoic describes a person who can endure pain without showing their emotions or complaining. It is a happy coincidence that the word stoic is also an acronym that forms the five cardinal virtues of wealthy people; S = Self-discipline T = Temperance O = Open mindedness I = Integrity C = Courage Wealth creation is not a roller-coaster ride but a long and eventful journey that needs mental strength, wisdom and fortitude...

  “Rich is measured in dollars. Wealth is measured in time…How long can you survive without working is how wealthy you are. Being wealthy is more important than being rich” – Robert Kiyosaki DISCLAIMER: I am NOT a certified financial adviser nor do I have qualifications in accounting. If you need professional help with your finances, consult with a certified professional in this regard. Wealth is about striking a harmonious balance in all the five important aspects of your life, such as Finances, Health, Family, Career, and Relationships. Wealthy people are long-term thinkers and are not interested in get-rich-quick schemes. Wealth = Wisdom (Financially) + Health (Mentally, Spiritually and Physical). When they are young and naïve, people tend to compromise their health for money, but when they are old and wise, they are willing to sacrifice all their capital just for an extra hour of good health.  Don’t let this be you. Think like a wealthy maestro.  As we begin a new ye...

  “ The leap of faith involves having a basic belief in yourself and a fundamental trust in the vision of who, what, and where you want to be in the future. ” - Jim Taylor Leadership is such a buzzword nowadays, yet the concept is so broad and cannot be construed to one strict definition. I have heard many people define leadership and what it means to them, but leadership for me is about taking a leap of faith. What do I mean by that? You may ask. Although Jim Taylor described what it means to take a leap of faith, his description fits perfectly to what leadership is mostly about. Belief in one’s self. Courage to take action. And fundamental trust in your vision for the future. Faith is the key word in that description as scripture describes it as the substance of things hoped for and evidence of things not seen. Henceforth, faith is about hope, vision, trust and belief. Legend has it that many years ago all villagers decided to pray for rain. On the day of prayer, all the ...

“ The social fabric of a community is formed from an expanding shared sense of belonging. It is shaped by the idea that only when we are connected, and care for the well-being of the whole that a civil and democratic society is created .” – Peter Block Social fabric, by definition, refers to the relationships and connections that we form with one another, which make us all a part of the common thread on which the society rests. Social fabric is akin to a keystone habit, which enables all other good habits to fall into place. It is a virtue that purports unity and interconnectedness even during times of despair and misery. The first step therefore, in building social fabric, is to change the status quo; our common mind-set of focusing on the problems of our society, into possibilities. In our dysfunctional communities, the greatest challenge we all face is fragmentation. We live in a space where key parts of society operate in isolation, as though they are not part of a community. From ...

           Source: internet “ Have you ever met a person who was a great reader when they were young, who was not successful? Never! It is the absolute best foundation, ever !” – Oprah Winfrey It is every parents dream to see their kids succeed in life, and to watch them become better citizens who contributes to the larger society. Paradoxically, we do not equip them with the fundamental foundation required for success in life, which is reading. It is important to realize that children do not hear us, but they imitate everything we do instead. Let us lead by example, especially when it comes to reading. I genuinely believe that everyone is a reader, and those who think they are not, clearly they have not found their favourite book yet. Imagine a community where we can start a culture of buying each other books for our kids habitually as gifts (during their birthdays for instance), and encourage them to read. Do you realize what kind of citizens they ...